First Time Buyer Mortgages

There are a number of government schemes to help you buy a home.

Such as Help to Buy, Right to Buy, Shared Ownership, and more.

Come and talk to us to find out more about these affordable housing schemes and how to apply.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.




Help to Buy scheme

You could use the Help to Buy scheme if you have at least 5% deposit. Help to Buy is a government scheme for those who have a small deposit, when buying a home.




Affordable home ownership schemes

You may be able to get financial help through a government home ownership scheme if you live in England and can't afford to buy a home.

The 4 types of home ownership schemes are:

  • Help to Buy: equity loans
  • Help to Buy: mortgage guarantees (available across the UK)
  • shared ownership
  • Help to Buy: NewBuy